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Building Business Credit
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two...
Home Business? Start with Time!
Almost everyone needs or wants more money coming in, and with this desire most would like to start some sort of extra income-producing project. The trouble is, not many of these people seem able to fit "a second job" into their time schedules....
Leadership Success and Its Greatest Barrier: the Law of Administrivia
Years ago, a very wise, and often cynical boss of mine asked me for a definition of management. After reflecting on the question I proceeded to give him an intellectually careful and, I thought, accurate definition. He allowed me to complete the...
The New Bankruptcy Law "Means Test" Explained in Plain English
With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion with regard to the new "means test" requirement. The means test will be used by the courts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. The...
UK Debt When Moving Abroad
The idea of moving abroad to escape debt seems to be more of a common practice these days. People who have failed businesses or are swamped in debt believe that moving abroad will give them a fresh start and allow them to build a new life.
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Employment Law
Are you paying attention to employment law requirements? If you
aren't, you should be. Not only are you required to follow
specific regulations concerning employment law, but you are also
required to notify your employees of their employment law rights
by placing an employment law poster in a conspicuous place in
your business where your employees will be likely to see it,
such as an employee break room. There are eight basic Federal
employment laws that you should be aware of and understand.
The first of these is Title VII of the Civil Rights Act of 1964.
This employment law prohibits discrimination on the basis of
race, color, religion, national origin and sex. In addition, sex
discrimination on the basis of pregnancy and sexual harassment
is also prohibited under this employment law.
Next, there is the Civil Rights Act of 1966. This employment law
prohibits discrimination based on race or ethnic origin.
The Equal Pay Act of 1963 prohibits employers from paying
different wages to men and women that perform essentially the
same work under similar working conditions.
Most employers have heard of the Americans with Disabilities
Act, but do not understand how this employment law can impact
them. This law prohibits discrimination against persons with
disabilities.
The Immigration Reform and Control Act of 1986 prohibits
discrimination on the basis of national origin or citizenship of
persons who are authorized to work in the United States.
The Age Discrimination in Employment Act, also known as ADEA,
prohibits discrimination against individuals who are age 40 or
above.
The Equal Employment Opportunity Act prohibits discrimination
against minorities based on poor credit ratings.
The Bankruptcy
Act prohibits discrimination against anyone who
has declared bankruptcy.
In addition to these employment laws, you are also subject to
the following employment laws.
The Occupational Safety and Health Act provides specific
regulations regarding the safety and health conditions of
employers and employees in all 50 states as well as the District
of Columbia, Puerto Rico and other U.S. territories
FMLA, the Family Medical Leave Act, allows employees to take
unpaid leave from their jobs under specific conditions.
Under the Employee Polygraph Protection Act Labor Law, private
employers are not allowed to use lie detector tests for either
pre-employment screenings or during the course of employment.
FLSA, the Fair Labor Standards Act, provides for minimum wage
and overtime pay standards as well as recordkeeping and child
labor standards in private as well as public employment.
Beyond the major Federal employment laws, you will also need to
make sure that you are in compliance with state employment law
as well. Each state may provide for employment laws in addition
to the federal employment laws mentioned above. For example,
California employment law covers several areas such as
unemployment labor law insurance, temporary services or leasing
labor law and state disability labor law.
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Matt Bacak became "#1 Best Selling Author" in just a few short
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